Homeowners get approved.

Helping Canadians Consolidate Debt so they can focus on what matters most in life.

Get Preapproved Today

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Why choose Alpine Credits?

If you've been turned away by the bank, Alpine Credits can help you find the financing you need.

Apply for a home equity loan now!
Apply Now!

Our application process is as easy as 1-2-3!

3 Simple Steps - 24 Hour Approval
Home Equity Loans from Alpine Credits are the fastest and easiest way to get money from your home regardless of your age, income, or credit history. We can approve your home equity loan in as little as 24 hours and can get you the funding you need in few days.

Step 1 of 3
Loan Details - Get Pre-Approved!
Step 2 of 3
Home Equity Details
Step 3 of 3
Contact Details
1. Apply Online

Using the form below or call 1-800-587-2161 to speak to one of our representatives.

2. Get Approved

Approved with 24 hours. Your home equity is the key to your approval. Get approved now!

3. Get Your Funding

We make it easy. Loan funds can be deposited directly into your bank account, once approved.

Questions about home equity?

Still have questions? Call us at 1-800-587-2161 to speak to one of our representatives, or send us your questions below.

What is a Home Equity Loan or Home Equity Mortgage?

A Loan from Alpine Credits is simply a mortgage against your property or any other real estate you may elect to use. At Alpine Credits we provide real estate owners with a variety of financing options; including first, second and, in certain cases, third mortgages. You can borrow for needs such as a home renovation, debt consolidation, starting a business, college tuition and more.

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How do I get a $10,000 loan in Canada?

At Alpine Credits, we specialize in home equity loans. These loans, as the name would suggest, allow you to tap into your existing home equity. Home equity loans are some of the cheapest $10,000 loans in Canada. After all, you’re simply unlocking capital that’s tied up in your home. Home equity loans are also a secured type of debt, which is another reason you’ll find interest rates much lower than those associated with unsecured loans like credit cards.

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How do I get an investment loan in Canada?

Investment loans in Canada exist to help you take advantage of opportunities when you don’t have the necessary funds on hand. One of the best ways to secure this type of funding is to tap into your home equity. Keep reading to learn more about investment loans and how you, as a homeowner, can use them to your advantage.

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Can I cash out my RRSP early?

For much of the average working Canadian’s life, a registered retirement savings plan (RRSP) is a one way street, with money going in but almost never being withdrawn. Certain circumstances, however, can leave one wondering "can I cash out my RRSP early?"

Keep reading to understand the rules surrounding RRSP early withdrawal along with how Alpine Credits provides a cheaper alternative.

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  • Credit History

    Won't affect your credit history

  • Your Age

    Your age doesn't matter

  • Your Income

    Your income doesn't matter

  • Approval

    Pre-approval within 24 hours

More ways to find a great rate

  • Types of Loans
  • Loans for Business
  • Loans by City
  • Loans by Province
  1. ALBERTA
  2. BRITISH COLUMBIA
  3. MANITOBA
  4. NEW BRUNSWICK
  5. NEWFOUNDLAND
  6. NOVA SCOTIA
  7. ONTARIO
  8. PRINCE EDWARD ISLAND
  9. QUEBEC
  10. SASKATCHEWAN
  11. NORTHWEST TERRITORIES
  12. NUNAVUT
  1. TORONTO
  2. MONTREAL
  3. VANCOUVER
  4. CALGARY
  5. EDMONTON
  6. OTTAWA-GATINEAU
  7. WINNIPEG
  8. QUEBEC CITY
  9. HAMILTON
  10. KITCHENER-WATERLOO
  11. LONDON
  12. VICTORIA
Start Today!

How a home equity Loan works.

First, calculate how much equity you have in your home or real estate. Once you’ve determined your equity value you could have access to a portion of that equity within a short period of time. Use the following equation to calculate how much home equity you have.

Value of your home, minus amount owing on your mortgage, equals home equity
Testimonial "Wow! You people are really fast. I wasn’t expecting my loan to fund for another few weeks. Thank you to Alpine Credits, it was a pleasure dealing with everybody."
Louise
Testimonial "It was a pleasure working with you folks. You were very upfront and honest."
Jason and Alex
Testimonial "It's so comforting having someone in my corner. I appreciate all of Alpine’s help and will definitely refer their team to others. Thank you again, Alpine."
Debbie
Testimonial "The lending specialist was very friendly, very knowledgeable and made the experience less stressful."
Matt